Ask your architect to plan your interiors well in advance:

The positions of switchboards and plug points. this will depend on where you place your kitchen mixer, tv, audio system, fridge, washing machine, computer or other such equipment

The positions of almirahs and other large furniture with regard to doors/windows ,built-in cupboards and storage areas

Correct sloping for the bathroom and kitchen floor should be provided to allow efficient drainage

Correct sloping should also be provided for the roof surface to allow efficient drainage of rainwater (stagnantwater can create seepage problems later on).
The joint of the rain water pipe at the roof slab should be effectively sealed so that seepage problems do not occur in the future

Ensure concealed electrical conduits are placed prior to concreting/plastering Stair roof doors should always open outside so that the rain water does not enter the house

Individual shuttering planks should have a smooth, flat surface. the planks when placed together should give a uniform, levelled surface. this way the concrete surface will also be even, thereby saving money on plaster work

Chhajjas should have a slight protrusion (drip course) at the edges so that rainwater does not drain inside and spoil the paint

The underground water tank should be placed at a level so that in case of waterlogging, murky water does not enter it

Sanitary/sewerage lines should all be placed on one side of the building

Walls of underground water tanks/septic tanks should be made of concrete and not brickwork. this will make them more durable.

TIME SAVING TIPS TO KEEP YOU MOVING

1. do your thinking on paper. You will make quicker and better decisions if you write down the pros and cons of a line of actions. This doesn’t take time, it saves time!

2. use a “slush” file – have a specific place to put all papers, which are not important enough to file permanently, but which you feel comfortable about throwing away just yet.

3. in handling correspondence, consider answering routine letters and memos on the original, having your assistant run them through the photocopier for your records and returning the original to the sender.

4. if long periods of sitting make you lethargic, arrange two working levels so you can do some of your work standing up.

5. if you find it difficult to get any “quiet time” try to arrive at the office before anyone else to gain uninterrupted time for planning and other tasks.

6. get at-least 10 minutes of programmed exercises every day and throughout the day use every opportunity to walk, stand ,climb stairs, bend , etc. this not only promotes health but also increases “prime time” by reducing fatigue.

7. avoid clutter ,keep everything you are not working on out of your immediate working area and out of site if possible. Always tidy your desk and work area before leaving the office.

8. set up a desk date file (sometimes called a future file or tickler file) to provide an automatic method of bringing papers to your attention on a specific date in the future.

9. never do errands on impulse. Plan your route carefully, handling as many errands possible each time.

10. make maximum use of catalogues when shopping either for personal items or office equipment.

11. let your fingers do the walking. before running errands ,phone to compare prices, determine availability, etc.

12. plan each night what you are going to wear the next day, and lay it out ahead of time.

13. have your assistant use window envelopes where appropriate for correspondence .saving the time of a second typing of the name and address. Saving your assistant some time will mean she is more productive on other work.

14. plan your television viewing a week ahead so that you will be more selective in what you watch. Never turn on a tv set just to “see what’s on”.

15. hire specialities to handle things you could do your self but probably not as quickly or as well.

16. learn to read routine material more rapidly. Don’t backtrack, compulsively re-reading phrases before going on.

17. write a memo to yourself for future reference whenever you have completed a difficult task which is going to recur .you will benefit more from an experience if you have made a written record of your mistakes and of the lessons you have learned.

18. if you are always “putting out fires” ask yourself after each crises (a) why did it occur ? (b) what can be done to prevent its recurrence ? and (c) if it does recur, how can I handle it better next time?

19. ask yourself a hundred times a day “is what I’m doing or about to do, moving me toward my objectives?”

Caution for BANGALORE property buyers...courtesy IT people

Please read this carefully.. Send it to all you know & Act quickly..Save them from debts!

We can stop the inflation

* Property market in Year 2001 -2004 was quiet Ok , People were able to
buy Flats in reasonable rates .
*Year 2005 -2006 , Some of the well known builders started the rates boom, flat which was at the cost of Rs.900 Sq Ft now became 2200 to 2800
Q: Are there any additional facilities ?
No Same Scheme/Area , Flat sold at 10 Lacks Now selling at 25 Lacks .
Q: Why Property increased so High ?
IT people competition to buy sweet home ..
Q: Who is going to Benfit from this Property Boom ?
Only Builders and some of the Politicians Q: How is the Bank's support on Home Loans ? Last Year , Bank gave the loan's at flexible mimimum rate,Now Banks has sufficient number of customers , (Trap) Slowly Banker's increasing interst at % 0.5 every month . IT People Who bought house for 22 Lachs for 20 Yrs , Now became 23 Yrs
with raise of 0.5 %
Q. How some IT people can face the problems in Future ?

Companies are Project Based , If Projects are there then People will not be there .
Q. IT salaries are high in Market , How much actually IT-people getting
in Hand ?

People, Who bought house of 22 Lacks to 40 Lacks They need to pay EMI
15,000 to 35,000 for 20 Yrs. If Bank keeps same interst rates . Suppose Salary is 35- 40 K Per Month, 20K will be the EmI

Q. Is there any "Terms & Condition or Processes to increase rates" ?
No , Depends on Buiders Greediness . Every builder follows the different strategies
Builder sold one flat 1500 Per Sqft in Morning and 1800 Per Sqft in the
Evening , There are no records maitained ..
Q. Who made builders smart & greedy ?
Fool IT people .. No body is asking , Flat was sold at 12 Lacks , Why now 24 Lacks ?
Q. Is Corporation water & MESB available to all schemes ?
Some of the area don't have the Corporation water at all , People surviving on Water Tankers. ** MESB .. Under Table ,can be managed easily .
Q. What will be the condition If We are not able to Clear the Loan ?
Depends on individual capabilities
Q. What will be the actual 'area of living' or carpet area if the builder proposes 1000 sft?
The actual carpet area will be 800-850 sft only. The common area is also included in the proposal. If two flats are in the same floor, then the builder cheats both the residents by collecting
>>> How do Builders cheat buyers? ... Let us see with a simple example
>>> Builder XXXX proposes a flat in a decent residential area.
>>> Rate ( Unit Price ) - Rs. 3500 sft.
>>> Registration - Rs. 40 per sft.
>>> EB and drainage - Rs. 50,000
>>> Covered Car park - Rs. 1,25,000
>>> Corpus fund - Rs. 50000.
>>>For a 1000 sft flat ( 850 sft carpet area ), the approximate cost will be
>>>Rs.37,65,000. In the same plot area ( measuring 2 grounds) the builder
>>>would have constructed 8 or 10 flats.
>>>Let us see how a builder earns his profit
>>>Total sales for the builder - 37, 65,000 *10 = 3, 76, 50000 ( 3.76
>>>crores)
>>>Cost of the land - Rs. 40 laks per ground
>>>1) Total cost of the land - 80 lakhs for two ground ------- A
>>>Total builtup area for 10 flats - 10*1000 sft = 10,000 sft
>>>Construction cost per sft ( for normal specification) = Rs. 900
>>>per sft
>>>2) Total construction cost - 10,000 * 900 = Rs. 90,00,000 --------------
>>>B
>>>3) Other expenses for the builder - Rs. 20 per sft = Rs. 2,00,000
>>>................. C
>>>Total expenses for the builder = A+ B+C
>>> = Rs. 80,00,000 + Rs.90,00,000 + Rs. 2,00,00
>>> = Rs. 1,72,00,000 ( 1.72 crores approx)
>>>Total Sales = Rs. 3.76 crores - Rs. 1.72 crores
>>>Total profit of the builder = Rs. 2.04 crores.
>>>Let us see the share of each resident
>>>1. Cost of land = Divided share among the other 10 residents
>>> = Rs. 80,00,000 / 10
>>> = Rs. 8,00,000
>>>2. Construction cost = Rs. 900 * 1000
>>> = Rs. 9,00,000
>>>3. Other expenses = Rs. 2,00,000 ( approx)
>>> Total = Rs. 19,00,000 ( Nineteen lakhs)
>>>The total share for each resident is Rs. 19,00,000 ( Nineteen lakhs
>>>only )
>>>but he pays Rs. 37.5 laks for the flat.
>>>Q. How We can stop Builders -Property Boom ?
>>> 1) IT People should stop buying flats for atleast next 1-2 Yrs .
>>> 2) Onces rates are reasonable , With some legal process get the Booking
>>> .
>>> 3) Check Facilities, Convince, Road Approach, schools & Mainly
>>> co-operation water
>>> 4) Ask Questions If I buy 1/2 BHK at 12 to 30 Lacks , Do I get reasale
>>> value in future?
>>> 5) Today you are capable for paying 1000 -3000 maintains per month ?
>>> Will will be the same case
>>> after 20-30yrs after retirement .
>>> 6) In All, Don't stretch more to get the more & more loans other wise it
>>> will create unnecessary pressure and tension .
>>> 7) Read the above mentioned calculation carefully, when you are about to
>>> buy a flat pls keep this in mind.
>>>
>>>